USAA retires pay as you drive program

USAA appears to be retiring its pay-as-you-drive product, according to its website. While existing policies will remain active through their term, new policies are no longer being offered. In their place, USAA is rolling out SafePilot Miles, a usage-based insurance program where monthly premiums vary based on miles driven—offering discounts for both low mileage and safe driving.

This shift aligns with earlier coverage from January 2025, when Noblr—acquired by USAA in 2021 for roughly $100 million—began winding down its standalone Pay as You Drive program. Noblr expanded from 8 to 15 states before USAA opted to consolidate all telematics-based offerings under its broader “Usage-Based Program.”